No Need to Be House Poor

So long as you have a steady income (which means not out on furlough or unemployed), and a pre-pandemic credit rating of 680 and above, banks are still making mortgage loans. That means you can downsize, lower your payments, and with a bit of creativity take money out of your house and set it aside as a rainy day fund or cash reserve.

Example:
Sell your $500,000 house,
Downsize to a $450,000 house
Sell 1/3 of future appreciation to an investor for $45,000
Put $20,000 toward the house and $25,000 in the bank

Sell Your Existing House

Click here to see a valuation on your house.  Note: this is from a computer and not from a person who has seen your house.  It is a beginning.  We need to see your house to assess its true value and give you a suggested listing strategy.

Get $ Today for a Share of Future Appreciation

Investors such as Unison, Point, Home Tap and more will pay you cash today to share in the future appreciation of your new house.  Typically they want roughly 35% of the future appreciation in return for giving you 10% of the purchase price of the house in CASH.  You pay them ZERO until the house is sold (or when the typically 30 year agreement expires).  Only then do you repay the cash and appreciation share.

We Can Help You Through This Process

Our team has been helping real estate buyers and seller for almost two decades.  We have been through prior crises and market setbacks.  We know what it means to sell a house at short sale, to face the risk of credit ruin and even bankruptcy.  We have done transactions with the "shared equity" investors.  You are not in this alone.  We can take on some of the burden and relieve your stress.
Click Here and reach out today.

BestHomesPDX.com is part of the Virtual Realty Group. OR License #201229331
5928 SW Karla Ct, Portland OR 97239